Basic-checking-accounts

  • Residents of New York State who do not maintain any transaction account with any other bank.
  • Receive direct credit of a recurring payment such as Social Security, wages or pension payments.
  • Have limited monthly transactions.

Minimum deposit to open the account

$25

Minimum monthly balance required to be maintained

NIL

Restriction on the number of credit/deposits

No Restriction

Basic-checking-accounts

  • Monthly maintenance fee - $3
  • Number of withdrawals or checks cashed – Eight (8) at no charges. Additional transactions beyond eight(8) in calendar month - $3 per transaction

Account Statement Periodicity

Monthly

Basic-checking-accounts

If you need more information – please call us on our toll free number 1-800-232-2828 ( Ext-398) or speak to our Assistant Vice President ( Operations) at 646-720-0398 or Vice President ( Operations) at 646-720-0392