• Residents of New York State who do not maintain any transaction account with any other bank.
  • Receive direct credit of a recurring payment such as Social Security, wages or pension payments.
  • Have limited monthly transactions.
Minimum deposit to open the account


Minimum monthly balance required to be maintained


Restriction on the number of credit/deposits

No Restriction

  • Monthly maintenance fee - $3
  • Number of withdrawals or checks cashed – Eight (8) at no charges. Additional transactions beyond eight(8) in calendar month - $3 per transaction
Account Statement Periodicity


If you need more information – please call us on our toll free number 1-800-232-2828 ( Ext-398) or speak to our Assistant Vice President ( Operations) at 646-720-0398 or Vice President ( Operations) at 646-720-0392